With First Financial doing the lending, you can stop worrying and move onto the next sale. First Financial has streamlined the entire process so that it works like a smooth, efficient, money pipeline and feels like your client's private banker.
Unlike conventional banks who simply hand off the paperwork to a back office, the First Financial Loan Officer who takes your client's application makes it their personal responsibility to follow the deal all the way to closing. So there's no calling around to find the person with the answers your clients need, no red tape, no chance of important details falling through the cracks. And once your clients get their pre-approval—in as little as 48 hours—it's a guarantee that's good for up to 120 days or more.
First Financial is more than a billion dollar company that works with all the top lenders. We're also a full-service Mortgage Bank with money and products of our own. Your clients don't have to settle for a mortgage at any price—First Financial has the bargaining power to secure wholesale prices.
Ordinary banks can only offer your clients a limited number of plain vanilla mortgages. First Financial can offer them virtually unlimited options: 40, 30, 20, 15 or 10-year terms, fixed or adjustable rates, or interest-only loans. We'll work to accommodate every preference and every income level—from superwealthy to credit rating-impaired, to find the financing your clients can live with.
Because today's buyers are more sophisticated, so are our portfolio products. In addition to “classic” mortgage structures, First Financial offers options your clients won't find from most lenders.
Assumable mortgages. Allows your clients to sell the financing along with their property—a great incentive to future buyers. Pledged assets. Gives your more affluent clients 100% financing without the need to liquidate their assets and increase their tax liability.
With such a great deal at stake, why should you and your clients settle for an ordinary mortgage company? Start working with First Financial. And let us show you how we can raise your comfort level—and profits.